Offering lower premiums, limited tort auto insurance significantly reduces the insured’s ability to sue the responsible party in an automobile accident.  With limited tort auto insurance, your legal rights are limited in the following ways:

  • The insured and his/her family cannot sue the responsible party for pain and suffering costs related to an automobile accident in many cases.
  • The insured and his/her family cannot sue the responsible party for any noneconomic loss related to the automobile accident in many cases.
  • You can only sue for noneconomic loss if the victim has either died, suffered serious scarring or disfigurement, or sustained a “serious injury” as defined by law.


If you have limited tort auto insurance and have been injured in a car accident, contact the legal team at OnlyWhenYouWin.  We have extensive experience with limited tort cases and can help explain the limited tort limitations as they pertain to your case.  There may be exceptions that serve to remove the limitations imposed by a limited tort status.  You may also be entitled to other legal damages despite being limited tort.  Let us get you the financial recovery you deserve.

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OnlyWhenYouWin is a uniquely affordable law firm, no matter what your personal finances look like. That’s because until you win money from your judgment or settlement, our fee is $0. You will never pay court filing fees, expert fees, or billable hours with us. We get paid only when you do.

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